International Save As You Earn

Share dealing upon maturity

When an international SAYE matures, there are always participants that wish to sell their shares upon maturity.

Also, if they have been saving in their local currency, the savings, when converted back to sterling may not satisfy the savings contract, resulting in the participant not being able to purchase all the shares under option.

We offer a range of share dealing services to assist the participant.

Day 1 Maturity Dealing

This service enables the participant to sell their shares on the day of maturity, whilst also providing the ability to exercise their option in full, even if their local savings does not satisfy the savings contract. The dealing service is available on set timescales throughout the exercise period.

  • Top-up loan to cover any shortfall in their savings due to currency fluctuations
  • Share Dealing to sell the resulting shares on maturity date
  • Simple documentation included in the maturity pack
  • Worldwide distribution of sale proceeds
  • Dedicated Helpdesk for share plan enquiries

Overseas Certificated Dealing

If the participant elects to receive a share certificate upon maturity, they can sell their shares using our one-off overseas dealing service.


Nominee account

If the participant wishes to deposit their SAYE shares, and any others, in a nominee account, they can do this through our BrokerLine service.



International SAYE Explained

A SAYE plan offers a monthly savings contract to the employee, over a 3, 5 or 7 year period