UK Save As You Earn (SAYE)
Share Dealing and tax efficient products
When a UK SAYE matures, there are always participants that wish to sell their shares upon maturity and participants that wish to hold them for the future in a tax efficient way. We offer a range of share dealing services to assist the participant in a variety of ways.
Day 1 Maturity Dealing
Enables participants to sell their shares on the day of maturity or at set times throughout the exercise period.
- Share Dealing to sell the resulting shares on maturity date
- Spouse/Civil Partner gifting to utilise Capital Gains Tax Allowances
- Simple documentation included in the maturity pack
- Dedicated Helpdesk for share dealing enquiries
- Net sale proceeds credited directly to individual's bank account
Individual Savings Account (ISA)
Transfer shares in to an ISA within 90 days of exercise to protect the participant from Capital Gains Tax.
Nominee account
If the participant wishes to deposit their SAYE shares, and any others, in a nominee account, they can do this through our BrokerLine service.
Telephone Certificated
Dealing
If the participant elects to receive a share certificate upon maturity, they can sell their shares in the future using our one-off telephone service.
UK SAYE Explained
A SAYE plan offers a monthly savings contract to the employee, over a 3, 5 or 7 year period