At NatWest Stockbrokers we recognise that not all our customers have the time to research investment opportunities or have the confidence to invest directly in the stock market on their own. Through our service we offer over 1,900 managed investment funds that you can invest in directly.
The funds are managed by full time professionals, who spend time researching where they should invest your money, meaning that once you have chosen which funds suits your needs you can leave the rest to them.
As an individual investor you buy into a fund by purchasing 'units' rather than shares. The value of your units is calculated on a daily basis and changes as the market value of the assets in the fund rises and falls. Each managed fund has a specific investment objective and is usually based around different asset classes (cash, fixed interest, property and shares). The money you invest is used to buy assets in line with this investment objective
It's easy to diversify your investments - you have access to different asset classes, companies, industries, sectors and countries.
Experts manage your money - the qualified investment professionals managing your money have access to information, research and robust investment processes not easily available to individuals
You can invest for income, growth or both - the returns you get from a managed fund usually come in two forms. Income and capital growth.
Choose your own risk level – funds are available with low to high risk to your capital. Higher potential returns usually come with higher risks.
Cost reduction – buying into a fund allows you to make a single investment transaction, which comprises of shares in many companies, instead of having to buy into each of them individually.
We apply no initial charge on over 1,400 of the funds available through our service. An Annual Management Charge from the fund provider will apply.
We have over 1,900 funds available through our service from over 90 fund providers, such as Aberdeen Asset Management, Artemis, Fidelity, Rathbones and Jupiter.
Each fund provider has a variety of funds available, covering a range of asset classes and markets. To find out more about the funds available you can select one of the providers below and read their simplified prospectus, which provides information on each funds strategy, risk exposure and fund performance.
| Fund Company | Standard Initial charge | With us you pay (from) |
|---|---|---|
 | 4.25% | ZERO |
 | 5.25% | ZERO |
 | 4.00% | ZERO |
 | 5.00% | ZERO |
 | 5.25% | ZERO |
 | 5.00% | ZERO |
 | 5.00% | ZERO |
 | 5.00% | ZERO |
 | 4.00% | ZERO |
 | 3.50% | ZERO |
 | 3.50% | ZERO |
 | 4.00% | ZERO |
 | 5.00% | ZERO |
 | 5.00% | ZERO |
 | 4.00% | ZERO |
 | 5.00% | ZERO |
 | 5.00% | ZERO |
 | 3.75% | ZERO |
 | 5.00% | ZERO |
 | 5.25% | ZERO |
 | 5.00% | ZERO |
 | 5.00% | ZERO |
 | 5.00% | ZERO |
 | 4.00% | ZERO |
 | 5.50% | ZERO |
 | 4.50% | ZERO |
 | 5.00% | ZERO |
 | 5.00% | ZERO |
 | 4.00% | ZERO |
 | 3.75% | ZERO |
 | 4.00% | 0.25% MAX |
 | 5.00% | 0.25% MAX |
 | 5.00% | 0.25% MAX |
 | 5.25% | 0.25% MAX |
 | 4.50% | 0.25% MAX |
 | 4.25% | 0.25% MAX |
 | 5.25% | 0.25% MAX |
 | 5.25% | 0.25% MAX |
 | 5.25% | 0.25% MAX |
 | 5.25% | 0.25% MAX |
 | 4.00% | 0.50% MAX |
Care is taken to ensure that the information provided by Morningstar is correct but neither we nor Morningstar warrant, represent or guarantee the contents of the information, nor do we or Morningstar accept any responsibility for errors, inaccuracies, omissions or any inconsistencies herein. The information should not be regarded as specific investment advice or a personal recommendation of any kind.
Standard Initial charge is taken from the most frequent charge for funds available through our supermarket. Initial charge may differ from fund to fund.
With so many funds available it can be daunting to decide which one is right for you. Our Funds selector allows you to select a range of funds that meet your specific needs, so that you can research which funds is exactly right for you. As well a giving you the ability to obtain a more detailed fund report your results will also be able to be displayed using views such as Performance, Pricing & Fees.
From 7 November 2012 an annual charge of 0.3% of the value of your fund holding will be applied. It will be calculated daily and will be first charged to your account on or after 31 December 2012. The platform fee will be noted on your statement. From 1 January 2013 the platform fee will be charged on an ongoing basis.
To invest in any of the funds provided you need to have an account with us. We have three accounts available, depending on which one suits your personal needs.
Share Dealing account lets you invest in funds online, over the phone or using our Mobile Trading Apps whenever you want. With no upper investment limit and a variety of helpful features, to ensure you get the most from our service.
Monthly Portfolio Builder account allows you to make regular investments in up to 10 funds every month by direct debit. By investing from a minimum of £50 per month, with no initial charge on over 1,400 of our funds, you can build a tailor made investment portfolio with minimal hassle.
Self-Select ISA allows you to invest up to £11,520 this tax year without giving too much to the tax man. You choose what funds to invest in and any investment growth within the ISA is protected from Capital Gains Tax.
From 7 November 2012 an annual charge of 0.3% of the value of your fund holding will be applied. It will be calculated daily and will be first charged to your account on or after 31 December 2012. The platform fee will be noted on your statement. From 1 January 2013 the platform fee will be charged on an ongoing basis.
If you already have an account and want to invest in any of these funds, login to your account and go to the Markets & Research / Funds. Find the fund and click 'buy'. It's that simple and we won't charge you a penny in commission for either buying or selling funds.
If you are not a customer, and want to invest in a fund using one of our share dealing accounts, please complete the online application form or telephone us on 0808 208 4400 (Customers with hearing or speech impairments can contact us by Typetalk number 18001 0808 208 4400). Calls may be recorded and lines are open Mon to Fri 7.30am - 9pm or Sat 9am - 3pm (excl. public holidays).
Share dealing services are provided by NatWest Stockbrokers Limited, which is operated by a joint venture between National Westminster Bank plc and The Toronto-Dominion Bank.
The Plan Manager of the BrokerLine Self-Select ISA is T.D. Direct Investing (Europe) Limited
Mobile trading for Android and iPhone
This links to Google Play. Mobile trading for Android is only available here.
This links to itunes.apple.com.
If you cannot access iTunes from your computer, please access the App Store from your iPhone and search for 'NatWest'.
What features can I use?
Existing share dealing customers:
● Place trades on the move
● Invest in over 1900 funds
● Access your portfolio securely
● Create a mobile ‘Watch list’ of stocks you wish to monitor
● Track market values, gains and losses
● Review quotes on stock you’re following
● View a list of recent orders with their current status
Not yet a share dealing customer?
● Create a mobile ‘Watch list’ of stocks you wish to monitor
● Track market values, gains and losses
● Review quotes on stock you’re following